April 2011 Trendline Financial Monthly

Trendline Financial Solutions

223 Parker Avenue
West Hempstead, NY 11552
(516) 317 – 2860

Trendline Financial Monthly
  April 2011
Hi Everyone
Two months ago I led off with an article on investing in bonds, and the worry that interest rates could rise this year. I am again including an article on the effect of rising interest rates on bonds and bond mutual funds. There is more talk of inflation going on in the marketplace, which is ususally accompanied by interest rates rising. Think about how much you are paying at the gas station and food store.
Please review your investment and 401k holdings to see if you are in long term(20-30 year)  bond mutual funds. If so, you may want to start considering shorter term bond funds.
Hopefully by now you have filed your taxes and gotten your refund. If not, you have 9 days left to mail in your tax return.
Enjoy Spring.
Peter Owen
Financial Tips for Twenty-Somethings
You’re on your own now. You’ve finished school, are working your first real job, and maybe you’re even buying a home or getting married. Here are a few tips to help you start managing your finances.
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Rising Interest Rates: The Downside of Economic Recovery
Over the last several years, investors have grown accustomed to historically low interest rates. But what happens when the trend reverses?
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Are There Gaps in Your Insurance Coverage?
But often times, we think we’re covered for losses by insurance when, in fact, we’re not. So here are some common coverage gaps to think about when reviewing your own insurance coverage.
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What health-care changes become effective in 2011?
The Patient Protection and Affordable Care Act makes significant changes to our health-care delivery system. Many of these changes take place in 2011.
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Are some preventive care services free?
Generally yes. Under the Patient Protection and Affordable Care Act (PPACA), certain preventive care services are available to you and your family at no cost.
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Refer a friend
The information in any newsletter or within the website should not be construed, in any manner whatsoever, as the receipt of or a substitue for personalized individual advice from Trendline Financial Solutions. Advice may only be given after client has received a copy of the Firm’s Form ADV on file with the New York State Dep’t of the Attorney General, appropriate Firm disclosures as required by Law, and entered into a Financial Planning agreement with the Firm.


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