Financial Planning

Retirement Planning, Investment Management: Where Do I Start?

Peter Owen, Trendline Financial Solutions

Trendline Financial  Solutions is a Financial Planner Firm offering Financial Planning and Investment Management with offices in Southold and West Hempstead, NY

Have you ever wondered whether you will be able to retire?
Do you know how long your retirement savings will last?

With the average life span increasing, many of us will have 30 years of retirement or more.
An increasing number of people do not know when they will retire. Others have simply delayed their retirement.

• Are you prepared for retirement?
• Will your savings and retirement income be enough?
• What forms of income will you have?
• Do you know what your income needs will be at retirement?

It’s never too early to start planning for retirement.

A Financial Planner can show you some of long term investment strategies and vehicles to help you meet your retirement savings goals, minimize your estate tax liability, and provide security for your spouse/family. However, finding the right Planner can be tricky these days.  Not long ago, you knew exactly what financial people did for a living: Insurance agents sold insurance, stock brokers sold you or traded stock, accountants did your tax work. Now, many of these people call themselves Financial Planners. Don’t get me wrong, many may be qualified by attaining certain professional designations. Problem is, what is their motivation when they walk in your door? If the planner sells insurance products or investment products, can he/she be truely objective in their advice. You never quite know what is behind the advice being given. This is why you should especially consider a Fee-Only Financial Planner who makes his money by charging you a fee, not from commissions on the product he sells you.

There was a very good article written in 2007 by Liz Pulliam Weston who is a writer for MSN .com I encourage you to read this article by clicking on the link below:


A Financial Planner can help you answer these questions:

  • Am I saving enough for my retirement?
  • How will inflation affect my retirement income?
  • I’m retired now, how long will my savings last?
  • How much retirement income will my RRSP provide?
  • What are the best retirement investment funds for me?
  • How much can I contribute to an RRSP?
  • What will my RRSP be worth at retirement?
  • What happens if I withdraw funds early from my RRSP?
  • I’m self-employed, how much can I contribute to a retirement plan?
  • How long will it take to double my money?
  • Taxable vs non-taxable savings comparisons
  • How should I allocate my assets?
  • How can I protect my assets from probate and estate taxes?
  • What is my potential estate tax liability?

Question or concern about Retirement & Estate Planning?

We’ll gladly answer any questions you have.


Peter B. Owen

1675 Cedar Beach Road, Southold, NY 11971

223 Parker Avenue, West Hempstead, NY 11552

21 West Mill Drive, Great Neck, NY 11021

Phone: (516)317-2860

Email: info@trendlinefinancialsolutions————–

Website :

Trendline has Financial Planning and Investment Management offices in Southold, Great Neck and West Hempstead, serving all of Nassau County, Suffolk County and Queens County. Convenient access for Financial Planning clients in Garden City, Rockville Centre, Manhassett, Port Washington, Mattituck, Greenport, Jamesport


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